Rates and Information


Dental Insurance
Dental Insurance from Benefit Alliance allows you to select the Insured Dental Plan design that best fits your budget and needs!

 


Key Benefits:

  • Use your own dentist!
  • Nationwide coverage
  • Choice of two plan designs

Plan I Benefits

Annual Deductible: $50 per person per calendar year.
Annual Maximum: $1,000 per person per calendar year

Insured Percentage Of Allowable Charges:

  • Type I Preventative Services -- 80% first year, 100% thereafter
    • Periodic routine exams (one every 6 months)
    • Prophylaxis (cleanings - one every 6 months)
    • Fluoride treatments
    • Sealants (under age 14)
    • X-Rays - Bitewing (4 films every 6 months)
    • X-Rays - Panoramic (1 every 48 months)
  • Type II Basic Services --50% first year, 80% thereafter
    • Simple Extractions
    • Fillings
    • Minor periodontics
    • Root canal therapy
  • Type III Major Services -- Not Included

Plan II Benefits

Annual Deductible: $50 per person per calendar year.
Annual Maximum: $1,000 per person per calendar year

Insured Percentage Of Allowable Charges:

  • Type I Preventative Services -- Same as Plan I
  • Type II Basic Services -- Same as Plan I
  • Type III Major Services -- First Year - 10%; Second Year - 25%; Third Year Forward - 50%
    • Complex oral surgery
    • Major periodontics
    • Inlays, onlays, crowns and bridges
    • Partial and complete dentures

Orthodontic services are not covered under either plan

Initial benefits are subject to a 2 month waiting period
after the effective date on both plans

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