Rates and Information

Group Accident Insurance
Accidents do happen and they happen fast. They happen without warning and most individuals are not prepared for the financial consequences of these occurrences. The Group Accident Indemnity Plan underwritten by The ACE American Insurance Company can help protect you and your family against the additional, unexpected expenses associated with certain accidents.

Key Benefits:

  • 24 Hour coverage
  • Specified injury and medical fee benefits
  • Accidental death benefits
  • Pays in addition to any other plans
Benefit Examples  
Complete Dislocation Hip $1,800
  Knee (not kneecap) $1,300
  Shoulder $1,000
Complete Fractures Hip/Thigh $2,000
  Leg $1,200
  Forearm/Hand/Wrist $1,000
Lacerations Up to 2" Long $50
  2-5" Long $100
  Over 5" Long $200
Hospital Admission   $250
Hospital Confinement   $125 per day
Up to 90 days

Accidental Death & Dismemberment**:

  • Single dismemberment: $10,000
  • Accidental Death or Double Dismemberment: $20,000
  • Accidental Death (common carrier): $50,000

**Stated benefits for accidental death and dismemberment are for employee coverage. Covered spouses are eligible for a benefit equal to half of the stated benefit. Covered children may receive 25% of the benefit.

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