Group Term Life Insurance: Group Term Life Insurance plans for you and your family. No physical examinations or medical questions for most plans!
Dental Insurance: Choice of two dental benefit plans and you may use your own dentist!
Short Term Disability Income Insurance: Protect your most valuable asset -- your income! Benefits start on the 1st day if you are injured in an off the job accident and on the 8th day if your disability is caused by sickness.
Group Limited Benefit Medical Plans: Choice of four affordable plans with no deductibles! All plan designs allow access to national PPO network. These plans pay for doctors’ office visits (certain plan designs include co-pays), wellness visits, screening tests, emergency room treatments and much more! Available in all states!
Individual Major Medical Plans: Choice of two types of plans – High Deductible Plans for those seeking protection for routine healthcare expenses in exchange for lower premiums; or Co-Pay Plans for those who want a more traditional plan with a copayment for routine healthcare expenses. Choice of deductibles in both types of plans. Not available in all states.
Short-Term Major Medical Plans: Short Term Major Medical Insurance (STMM) coverage can protect you and your family in the event of an unexpected serious illness or injury.
Group Prescription Drug Plan: A $20.00 Co-Pay for most generic drugs including generic oral contraceptives and substantial cash discounts for brand-name drugs!
EyeMed Vision Care Plan: A new Vision Care Plan which provides co-pays for eye exams, frames, lenses and contact lenses. Enjoy substantial savings at more than 7,500 providers, including independent optometrists, ophtha-lmologists, opticians and more than 850 LensCrafters locations!
Group Accident Insurance Plan: This Plan can help protect you and your family against the additional, unexpected expenses associated with accidental injuries. Pays in addition to any other benefits!
Group Critical Illness Plan: A new Plan designed to help you and your family cope with and recover from the financial stress of surviving a critical illness or condition -- Stroke, Cancer or Heart Attack!
LegalGUARD Group Legal Plan: You never know when a legal mater may affect you and there are times when it makes sense to use an attorney. The legal world can be complicated and disorienting. Legal matters can be stressful without the right help. Without legal plan benefits, legal costs can average from $500 to more than $10,000. The LegalGUARD Plan helps protect your family from unexpected legal costs and the group rate is very affordable.
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